How To Make Money Necklace For Graduation: A DIY Guide for Makers

Graduation season brings excitement, celebrations, and often a need for a little extra cash. One creative way to raise funds—or give a memorable gift—is to craft a money necklace that graduates can wear proudly. In this step‑by‑step tutorial, you’ll learn how to design a stylish, affordable necklace that doubles as a mini‑wallet, perfect for diplomas, parties, or school fundraisers.

Why Choose a Money Necklace?

Materials You’ll Need

  1. Chain or cord (silver, gold, or nylon, 18‑24 inches long)
  2. Small fabric or leather pouches (5 × 7 cm) – choose a sturdy material that can hold bills.
  3. Metal clasps or magnetic connectors
  4. Decorative beads, charms, or enamel tags
  5. Strong thread or thin leather cord for stitching
  6. Scissors, needle, and a small ruler
  7. Fabric glue (optional for extra security)

Preparing the Pouch

Start by cutting the fabric or leather into a rectangle that will comfortably hold a folded bill. STOP Using Ribbons! Many tutorials still suggest ribbon pockets, but a stitched pouch offers better durability and a cleaner look.

  1. Measure and cut two identical pieces.
  2. Place the pieces together, right sides facing each other.
  3. Using a needle and strong thread, sew three sides, leaving the top open. A double stitch adds strength.
  4. If you prefer a seamless finish, apply a thin line of fabric glue along the sewn edges.

Attaching the Pouch to the Necklace

Once the pouch is ready, attach it to the chain or cord:

  1. Thread the clasp through the top edge of the pouch.
  2. Secure the clasp with a small knot or a metal loop.
  3. Slide the chain through the clasp so the pouch hangs in the center.
  4. Adjust the length to sit comfortably around the graduate’s neck.

Adding Personal Touches

Personalization makes the necklace stand out. Consider these options: